The individual or organization who has a need of insurance, signs into the Policy with the Company and pays premium. Policy Owner must declare and sign into the application form herself/himself. Policy Owner may at the same time be the Insured or the Beneficiary.
Organization: an organization must be duly established and is validly operating in Vietnam.
Individual: a person who must be a resident of the Socialist Republic of Vietnam and of at least full of eighteen (18) years old and has full capacity for civil acts at the time of applying for the application form according to Civil Code of Vietnam.