Saving Products

Product code: C19

Approved follow Official Letter No.12061/BTC-QLBH date Aug 30, 2016 by Ministry of Finance

Product Feature
  • Cathay understands your worries in life. We care about you and gives you the "Thinh An Phuc My Toan Dien" to share the fun and always beside you before difficulty in life.
  • “Thinh An Phuc My Toan Dien” product is perfect for women with flexible combination between protection and savings.
  • Non-participating product.
Insurance Benefit
  • Medical Checkup Benefit
    If the policy is still effective, Company will pay Medical Checkup Benefit at the end of each two (02) policy years equal the percentage rate as the following table multiplies Sum Assured:
    Policy Year 2 4 6 8 10 12 14 16 18 20 22
    Percentage rate 2% 2% 2% 2% 2% 3% 3% 3% 3% 3% 3%
  • Full Moon Benefit
    For general happy to welcome your baby was born, the company donated 10% Sum Assured as a welcome gift to your baby.
    Full Moon Benefit will be paid a maximum of two (02) times during this Policy Term regardless how many times the Insured giving children.
    Incentive benefit on Maturity date:
    On the Maturity Date, the Insured will receive ten percent (10%) Sum Assured if she had received the Full Moon Benefit one time during Policy Term or the Insured will receive twenty percent (20%) Sum Assured if she had not received any Full Moon Benefit yet.
  • Feminine Particular Surgery Benefit
    In case of suffering surgery, the Company can give you financial support by paying Feminine Particular Surgery Benefit equal to twenty percent (20%) of Sum Assured for each surgery.
    (*)Total Female Particular surgery benefit for all surgeries up to 300%SA.
  • Feminine Organ Cancer Benefit
    The Insured will receive 100% of Sum Assured to treat cancer if you unfortunately suffer this disease.
    (*) This benefit will be paid only one (01) times during Policy Term.
  • Maturity Benefit
    100%Inremental Sum Assured
    On maturity date, the Beneficiary will be received 100% Incremental Sum Assured at that time.
    (*)Incremental Sum Assured: is the amount of Sum Assured multiplied coefficient corresponding to each policy year. The Incremental Sum Assured will increase till the Maturity Date. The coefficient of each policy year is specifically regulated in Term and Conditions of this product.
  • Death/ TPD Benefit
    Max (100%Inremental Sum Assured, 110% of Total Premium Paid)
    If unfortunately the risk occurs, the effective duration of the Policy the Insured die or be total and permanent disability. The Company will pay insurance benefit equal larger value between 110% of Total Premium Paid and 100% Increasing Sum Assured.
  • Interest Feedback
    It will be calculated at the end of every policy year during Premium Paying Period.
    Formula: (Ut + Ut-1) ÷ 2 × (ADR - IR).
    Ut: Cash Value at the end of year t.
    ADR: 12 month Average Declared Interest Rate.
    IR: Insurance Interest Rate.
Rules of Purchase

 

Policy Term

12

16

22

Premium Paying Period

8

12

18

Entry Age

18~53 years old

18~49 years old

18~43 years old

 

·         Insurance rate: 7.5%

·         Payment Mode: Monthly, quarterly, semi-yearly, yearly.

·         Premium Limitation:
Min: 300,000 VND each payment (include the sign insurance policy and all other attached riders).

·         Sum Assured Limitation:
Min: 10m.
Max:

PT

12

16

22

SA limitation

1,200M

1000M

800M

·         Note: When Death or TPD benefit or Maturity benefit is paid, the policy will be terminated.

Riders
Content of this page is only for product introduction. For more details, please refer to the Terms and Conditions of the policy.