Protection Products

Product code: C17

Được phê chuẩn theo Công văn số 5939/BTC-QLBH ngày 07/05/2015 của Bộ Tài Chính

Product Feature
  • With the flexible combination between “Protection” and “Saving”, Cathay Endowment with Cash Benefit help you eliminate anxieties in your life and fulfill your plans.
  • Your profit also increases as that you and your family are protected by absolutely excellent benefits of this product.
  • Non-participating product. 
Insurance Benefit
  • Death/ TPD Benefit:
    100%Inremental Sum Assured(*) + Unearned premium.
    Unfortunately the Insured dies or becomes Total and Permanent Disability, Company will pay 100% Incremental Sum Assured and Unearned Premium at corresponding policy year to the Beneficiary.
  • Additional accidental death/TPD benefit:
    100% Sum Assured

Besides the insurance benefit above, if the Insured dies or becomes Total and Permanent Disability by Accident, Company will pay 100% Sum Assured to the Beneficiary.

  • Maturity Benefit:
    100%Inremental Sum Assured

On maturity date, if the policy is still effective, the Beneficiary will be received 100% Incremental Sum Assured at that time.

  • Cash Benefit:

If the policy is still effective, Company will pay Cash Benefit to the Beneficiary at the end of each three (03) policy year as below:

Policy Year

3

6

9

12

15

18

21

Cash Benefit

(% Sum Assured)

3%

6%

9%

12%

15%

18%

21%

 

  • Interest Feedback:
    It will be calculated at the end of every policy year during premium paying period.
    Formula: (Ut + Ut-1) ÷ 2 × (ADR - IR).
    Ut: Cash Value at the end of year t.
    ADR: 12 month Average Declared Interest Rate.
    IR: Insurance Interest Rate.

(*)Incremental Sum Assured: is the amount of Sum Assured multiplied coefficient corresponding to each policy year. The Incremental Sum Assured will increase till the Maturity Date. The coefficient of each policy year is specifically regulated in Term and Conditions of this product.

Rules of Purchase

Policy Term

9

15

21

Thời hạn đóng phí

6

12

18

Giới hạn tuổi

0~40 years old

0~53 years old

0~47 years old

 

  • Insurance rate:
    7.5%.
  • Payment Mode:
    Monthly, quarterly, semi-yearly, yearly.
  • Premium Limitation:
    Min: 300,000 VND each payment (include the sign insurance policy and all other attached riders).
  • Sum Assured Limitation:
    Min: 10m.
    Max:

Age PPP

6

12

18

0~14

420m

320m

260m

15~60

1320m

1000m

810m

  • Note:
    When Death or TPD benefit or Accidental Death/TPD Benefit or Maturity benefit is paid, policy will be terminated.
Riders
Content of this page is only for product introduction. For more details, please refer to the Terms and Conditions of the policy.