Saving Products

Product code: A11

Được phê chuẩn theo Công văn số 1403/BTC-QLBH ngày tháng năm của Bộ Tài Chính

Product Feature
  • Multiple-choices policy term is suitable for many saving plans.
  • An attractive maturity amount with high interest rate help customer have an effective saving plan.
  • Simple content, easy to understand, suitable for people who have just known about life insurance.
Insurance Benefit
  • Death Benefit or Total and Permanent Disability Benefit:

    While this Policy is still effective, if the Insured dies or becomes total and permanent disability, the Company will pay Death Benefit or Total and Permanent Disability Benefit as below:

    • For 5-years Term Policy:
      • If dies or becomes totally and permanently disabled within the first two (02) years from Effective Date, Company will pay premium paid and additional 10% every year on premium paid.
      • If dies or becomes totally and permanently disabled from the third year onwards from Effective Date, Company will pay One hundred percent (100%) of the Sum Assured.
    • For 10-years Term Policy:
      • If dies or becomes totally and permanently disabled within the first three (03) years from Effective Date, Company will pay total of premium paid and additional 10% every year on premium paid.
      • If dies or becomes totally and permanently disabled from the fourth year onwards from Effective Date, Company will pay One hundred percent (100%) of the Sum Assured.
    • For 20-years Term Policy:
      • If dies or becomes totally and permanently disabled within the first five (05) years from Effective Date, Company will pay total of premium paid and additional 10% every year on premium paid.
      • If dies or becomes totally and permanently disabled from the sixth year onwards from Effective Date, Company will pay One hundred percent (100%) of the Sum Assured.
  • Additional Accidental Death Benefit or Additional Accidental Total and Permanent Disability Benefit:

    If the Insured dies or becomes total and permanent disability due to an Accident within one hundred and eighty (180) days from the occurrence of the Accident, besides Death Benefit or Total and Permanent Disability Benefit, the Company will pay an extra benefit equal to one hundred percent (100%) of Sum Assured.

  • Maturity Benefit:

    At Maturity Date, the Company will pay Maturity Benefit to the Beneficiary(ies) equivalent to 100% of the Sum Assured.

  • Sales illustration

    Mr Nguyễn Văn A, 35 years old, buy Thịnh An Phú Quý Đại Cát with

    100 Mil SA

    10 years policy term

    Annual premium: 15.100.000 VND

    5 years Paying premium term

    Policy Year

    Age

    Death Benefit

    Accidental Death Benefit

    Maturity  Benefit

    1

    35

    16.610.000

    116.610.000

     

    2

    36

    36.240.000

    136.240.000

     

    3

    37

    58.890.000

    158.890.000

     

    4

    38

    100.000.000

    200.000.000

     

    5

    39

    100.000.000

    200.000.000

     

    6

    40

    100.000.000

    200.000.000

     

    7

    41

    100.000.000

    200.000.000

     

    8

    42

    100.000.000

    200.000.000

     

    9

    43

    100.000.000

    200.000.000

     

    10

    44

    100.000.000

    200.000.000

    100.000.000

Rules of Purchase

Terms

Policy Term

5

10

20

Premium Paying Period

Single

5

15

Age of Entry

Min

0

0

0

Max

65

60

50

Sum Assured

Min

30 Million

30 Million

30 Million

Max

2.5 Billion (age≤14), 5.0 Billion (age≥15)

 

Premium Limit

Min: 300,000 VND each payment (include the sign insurance policy and all other attached riders)

Payment Mode

Monthly, quarterly, semi-annual, annual

 

  • Policy Term 5 years: No Riders
  • Policy Term 10 years: R01, R02, R03, R04, R07
  • Policy Term 20 years: R01, R02, R03, R04, R05, R06, R07
Riders
Content of this page is only for product introduction. For more details, please refer to the Terms and Conditions of the policy.