Riders

Product code: R04

Được phê chuẩn theo Công văn số 3407/BTC-QLBH ngày 19/03/2010 của Bộ Tài Chính

Product Feature
  • "Cathay Medical rider" with the necessary benefits will be a way to decrease the weight for yourself and your family if an unluckiness happens.
Insurance Benefit
  • Hospitalization:
    1 ~ 30 Days : 100% SA.
    31 ~ 120 Days : 150% SA.
  • Home Health care:
    1 ~ 120 Days : 50% SA.
  • ICU:
    1 ~ 30 Days : 100% SA.
  • BICU:
    1 ~ 30 Days : 100% SA.
  • In-patient surgical:
    5 x SA.
Rules of Purchase
  • Insurance Term:
    Yearly renewable.
  • Premium Paying Period:
    Yearly renewable.
  • Age Limit:
    Min : 1.
    Max:
    • Children: 25 (renewable until 25).
    • Others: 55 (renewable until 65).
  • Payment Mode:
    If policy year premium paying period of Sign Insurance:
    Same as the Sign Insurance.
    If policy year > premium paying period of Sign Insurance:
    Annual (in case that basic plan is still effective).
  • Premium Limitation:
    Min: 300,000 VND each payment (include the sign insurance policy and all other attached riders).
  • Sum Assured Limitation:
    • 100,000 if 40M ≤ Basic SA < 60M
    • 200,000 if 60M ≤ Basic SA < 80M
    • 300,000 if 80M ≤ Basic SA
  • Note:
    • Only the insured of basic plan, spouse and children of the Insured are insurable.
    • No substandard.
    • The sum assured in this Rider is the Hospital Indemnity Amount per day.
    • If the Insured of Sign Insurance did not attach R04, it dependents can not attach either.
    • SA of Dependents shall not exceed the Insured.
    • Age ≤ 14 can only attach at most 100,000.
    • We just pay Hospitalization benefit if Illness begins or occurs after thirty (30) days from the Effective Date in the first Policy Year or latest reinstatement date.
    • Exclusion: Appendix.
    • Hospital: Any organization is legally licensed as a hospital, with the word "Hospital" on its seal. For the purpose of this clause, hospital is not included establishment of which independent activities or directly under a hospital as:
      1. Sanatorium or old people's home;
      2. Detoxification center;
      3. Psychiatric clinic;
      4. Traditional Medication Hospital / Institute / Ward;
      5. Leper's Hospital / House.
Content of this page is only for product introduction. For more details, please refer to the Terms and Conditions of the policy.